The Relationship Between Literacy, Perception, and Islamic Economics Financial Inclusion Towards Shariah Finance Choices Among The Youth In Medan City
| Authors | ||
| Issue | Vol 9 No 1 (2026): Talenta Conference Series: Local Wisdom, Social, and Arts (LWSA) | |
| Section | Articles | |
| Section |
Copyright (c) 2026 Talenta Conference Series: Local Wisdom, Social, and Arts (LWSA)  This work is licensed under a Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International License. |
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| Galley | ||
| DOI: | https://doi.org/10.32734/lwsa.v9i1.2776 | |
| Keywords: | Literacy Perception Islamic Economics Financial Inclusion Sharia Finance Youth | |
| Published | 2026-03-09 |
Abstract
This Study aims to explore the relationship between financial literacy, perception, and the financial inclusion of Islamic economics on the choice of Islamic finance among the youth in Medan City. Primary data was collected through questioannaires administered to respondents, with the polulation consisting of young individuals in Medan City within a defined age range. A sample of 100 resdpondents was surveyed. This study employs deskriptive analysis methods to indentify and describe the data. The analysis was conducted using Structural Equation Modeling-Partial Least Square (SEM-PLS) to examine the the factors influencing the choice of Islamic finance. This research adopts a quantitative approach, analyzing the data statistically. The findings indicate that financial literacy does not have a significant positive relationship with the selection of Islamic finance. However, in contrast, both the perception of and financial inclusion in Islamic economics demonstrate a positive and statistically significant influence on the choice of Islamic finance among the youth in Medan City.
