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The Influence of the Amount of Bank Funds, Working Capital Loan Interest Rates and Inflation on Working Capital Loan Distribution in Regional Development Bank

Authors
  • Tanti Inggit Anggraini Lubis Program Studi Ekonomi Pembangunan, Fakultas Ekonomi dan Bisnis Universitas Sumatera Utara, Medan 20155, Indonesia
  • Syarief Fauzie Program Studi Ekonomi Pembangunan, Fakultas Ekonomi dan Bisnis Universitas Sumatera Utara, Medan 20155, Indonesia
Issue       Vol 8 No 1 (2025): Talenta Conference Series: Local Wisdom, Social, and Arts (LWSA)
Section       Articles
Section      

Copyright (c) 2025 Talenta Conference Series

Creative Commons License

This work is licensed under a Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International License.
Galley      
DOI: https://doi.org/10.32734/lwsa.v8i1.2393
Keywords: Amount of Bank Fund Collection Working Capital Credit Interest Rate Inflation Working Capital Credit Distribution
Published 2025-02-28

Abstract

This research aims to determine the effect of the amount of bank funds collected, working capital credit interest rates, and inflation on working capital credit distribution at Regional Development Banks.This type of research is associative research with a quantitative approach. The type of data used in this research is secondary data in the form of data on the amount of bank funds collected, working capital credit interest rates, and inflation on working capital credit distribution of Regional Development Banks in Indonesia. The analysis technique used is panel data regression using E-Views.The results of this research show that the amount of bank funds collected has a positive and significant effect on the distribution of working capital credit at Regional Development Banks. Working capital credit interest rates have a negative and significant effect on working capital credit distribution at Regional Development Banks. Inflation has a positive and significant effect on working capital credit distribution at Regional Development Banks. The amount of bank funds collected, working capital credit interest rates, and inflation have a positive and significant effect on working capital credit distribution at Regional Development Banks.