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The Role of Islamic Financial Literacy and Social Environment in Influencing Interest in Saving in Islamic Banking

Authors
  • T Wulan Suci Khairina Program Studi Ekonomi Pembangunan, Fakultas Ekonomi dan Bisnis Universitas Sumatera Utara, Medan 20155, Indonesia
  • Wahyu Sugeng Imam Soeparno Program Studi Ekonomi Pembangunan, Fakultas Ekonomi dan Bisnis Universitas Sumatera Utara, Medan 20155, Indonesia
Issue       Vol 8 No 1 (2025): Talenta Conference Series: Local Wisdom, Social, and Arts (LWSA)
Section       Articles
Section      

Copyright (c) 2025 Talenta Conference Series

Creative Commons License

This work is licensed under a Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International License.
Galley      
DOI: https://doi.org/10.32734/lwsa.v8i1.2392
Keywords: Islamic Financial Literacy Social Environment Interest in Saving
Published 2025-02-28

Abstract

The Purpose of this study was to determine whether Islamic Financial Literacy and Social Environment have an influence on students’ interest in saving in Islamic Banks. The population in the study were students of the Faculty of Economics and Business, University of North Sumatra with a sample size of 100 students. This research is an quantitative study using data collection techniques, namely a questionnaire which is analyzed using the SEM-PLS test with SmartPLS software. The results of this study indicate that (1) There is a positive and significant influence of Islamic financial literacy on interest in saving in Islamic banks in students of the Faculty of Economics and Business University of North Sumatra; (2) There is a positive and significant social environment in the interest in saving in Islamic banks for students of the Faculty of Economics and Business, University of North Sumatra.