The Influence of BPJS Employment Participation On The Economic Stability Of Participant Families (A Case Study On Gojek Drivers Or Riders In Medan City)

Abstract

This study investigates the impact of BPJS Employment participation on the economic stability of beneficiary families, focusing on Gojek drivers or riders in Medan City. The research employs quantitative methods with multiple linear regression analysis using SPSS. Data were gathered via interviews with 60 Gojek drivers in Medan who are BPJS participants and have received at least one benefit from the program. The independent variable is BPJS Employment participation, covering services like Old-Age Security and Labour Accident Security. The dependent variable is the economic stability of the beneficiary families, measured through indicators such as stable income, job security, social security protection, and financial awareness. Findings indicate that both Old-Age Security and Labour Accident Security significantly positively affect the economic stability of Gojek drivers' families. Combined, these factors account for 77.5% of the influence on family economic stability. The research highlights that social security programs can provide a sense of security and reduce financial concerns among informal workers, particularly Gojek drivers. Practical implications suggest that the government and BPJS Employment managers should enhance service quality and extend participant coverage, especially for informal workers in Medan.