Talenta Conference Series: Local Wisdom, Social, and Arts (LWSA)
type: channel
description: TALENTA Conference Series: Local Wisdom, Social, and Arts (LWSA) is an open access journal publishing the proceeding of conferences across all disciplines of laws, local wisdom, cultures, social and arts, including peer-reviewed full-length articles, collections of abstracts and meeting reports. The proceeding of TALENTA Conference Series: Local Wisdom, Social, and Arts (LWSA) is published by TALENTA Publisher Universitas Sumatera Utara. Publishing a supplement to the proceedings of TALENTA Conference Series: Local Wisdom, Social, and Arts (LWSA) is a very effective ways for disseminating conference material and scientific findings to your target readers. p-ISSN : 2654-7058 e-ISSN : 2654-7066 This work is licensed under a Creative Commons Attribution-NoDerivatives 4.0 International License.
publisher: Talenta Publisher
language: en
publication name: Talenta Conference Series: Local Wisdom, Social, and Arts (LWSA)
issn: 2654-7058
items: The Potential of Functional Cookies Enriched with Katuk Leaves and Stevia in Supporting Lactation
items: The Contribution of Digitalization, Road Infrastructure, and Fiscal Allocation in Enhancing The Output of Micro and Small Industries : A Perspective from Sumatera
items: The Relationship Between Literacy, Perception, and Islamic Economics Financial Inclusion Towards Shariah Finance Choices Among The Youth In Medan City
items: Analysis Of Factors Affecting Bank Lending Policy
items: The Influence of Income, Cigarette Price and Dependency Ratio on Cigarette Consumption in Indonesia
items: Analysis Of Macroeconomic Influences On The Islamic Stock Index In 11 OIC Countries For The Period 2014-2023
items: The Effect of Human Development Index, Income Inequality And Percentage of Poor Population On Poverty Gap Index In 10 Sumatran Provinces
items: Future Education: Educational Transformation in the Society 5.0 Era to Prepare Generation Alpha and Beta with Meaningful Life Skills
items: Perception Analysis of Extortion, Service Quality, and Sustainable Tourism Information and Education on the Level of Tourist Visit Satisfaction at Bukit Gundaling Berastagi
items: Digital Transformation of MSMEs in North Sumatra: Building an E-Commerce Platform to Enhance Competitiveness and Market Reach
items: Globalizing Surabaya’s Thematic Villages: A Digital Approach to Cultural Diplomacy and Creative Economy
items: Green Economy Implementation in Medan: Policy Analysis and Challenges Towards Sustainable Development
items: Policy Analysis of Community Empowerment for Poverty Alleviation in Batu Bara Regency
items: Analysis of Economic Structure Transformation Based on Economic Sectors and Labor Absorption in North Sumatera Province
items: The Relationship of Venture Capital, Creativity, and Business Location to the Success of MSMEs in Medan City
items: The Influence of Land Transportation Infrastructure on Economic Growth in Medan City
items: Analysis of The Influence of The Agricultural Sector, Manufacturing Sector, Transportation Sector, and Trade Sector on The Gross Regional Domestic Product (GRDP) of North Sumatra Province
items: Strategies To Improve the Competitiveness Of Coffee Export Products In The Global Market
items: Analysis of Efficiency in Sharia Life Insurance in Indonesia Using Data Envelopment Analysis (DEA) Method
items: Analysis of Determinants of Regional Disparities in Domestic Investment Absorption in Sumatra Island
items: Regional Analysis Of Income Distribution Inequality In Indonesia
items: Asean Youth And Business Innovation: Start-up Development by Through It to Make Sustainable Modern Economic Development
items: Aroma Guard: A Sustainable, Locally-Rooted Innovation for Perfume Longevity in Indonesia
items: Empowering Sustainable Small Business in North Sumatra Through Digitalization and Fashion Textile Waste Recycling
items: The Impact of the Revitalization of the Kesawan Old Town Area in Medan on the Sales Turnover and the Welfare of MSME Actors
items: The Effect Of Inflation, FDI, Exchange Rate, and Governance Quality on GDP in Five ASEAN Countries
items: The Effect of Poverty, Education, and Unemployment on Income Disparity in ASEAN
items: Analysis of the Effect of Third Party Funds, Mudharabah Financing, and Capital Adequacy Ratio on the Profitability of Islamic Commercial Banks in Indonesia
items: Analysis Of Factors Affecting Poverty In The Nias Islands
items: Development Tourism Based of Coffe as a Strategy for Improving the Local Economy in North Sumatera Province Overview: Potential and Constrain

The Potential of Functional Cookies Enriched with Katuk Leaves and Stevia in Supporting Lactation
type: item
description: Breastfeeding plays a critical role in infant development, supporting immune system function and cognitive growth while protecting against malnutrition. For mothers, breastfeeding increases nutritional requirements as they produce milk and recover from childbirth. Insufficient breastfeeding duration contributes to malnutrition and stunting in children. Lactogenic foods, such as katuk leaves and soybeans, have shown potential to support milk production. This study explores the development of lactogenic cookies made with katuk leaf flour and stevia as a natural sweetener, designed to meet the nutritional needs of breastfeeding mothers. The cookies aim to enhance lactation through functional ingredients known to stimulate prolactin and oxytocin production. The study also investigates the cookies' nutritional content, lactogenic effectiveness, sensory qualities, and impact on milk production. Results indicate that katuk leaf flour, rich in polyphenols, and soybeans, rich in isoflavones, enhance milk production. Stevia, as a low-calorie sweetener, offers a healthier alternative to sugar. The cookies were well-received for their taste, texture, and convenience. While preliminary findings suggest a positive impact on lactation, further clinical trials are recommended to confirm the effectiveness of these lactogenic cookies in supporting breastfeeding mothers. This study highlights the potential of functional foods to improve maternal nutrition and breastfeeding outcomes.
subject: Articles
  topic: section
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
creator: Sophia Putri
creator: Luvika Zahra
creator: Kharina Tri Rabbani
creator: Laila Anggraini Pane
creator: M Umar Maya Putra
rights: Copyright (c) 2026 Talenta Conference Series: Local Wisdom, Social, and Arts (LWSA)
date: 2026-03-09
publication date: 2026-03-09
starting page: 1
ending page: 5
doi: 10.32734/lwsa.v9i1.2706

The Contribution of Digitalization, Road Infrastructure, and Fiscal Allocation in Enhancing The Output of Micro and Small Industries : A Perspective from Sumatera
type: item
description: Micro and Small Industry (IMK) play a strategic role in Indonesia's economy, particularly in providing employment and driving regional economic growth. However, their contribution to the Gross Regional Domestic Product (GRDP) in Sumatera remains relatively low, with a much smaller output proportion compared to medium-sized enterprises. The role of society as human resources and the government as policymakers is crucial in enhancing IMK productivity through aspects such as digitalization, infrastructure development, and fiscal allocation. Digitalization improves production efficiency and market expansion, while road infrastructure influences the mobility of production factors, and fiscal allocation aims to support sectoral development, though its effectiveness needs further evaluation. Thus, this study aims to assess the contribution of digitalization, road infrastructure, and fiscal allocation in increasing the output of Micro and Small Industries across 10 provinces in Sumatera from 2017 to 2023. This study employs a quantitative research approach using secondary data published by Statistics Indonesia (BPS), the Ministry of Public Works and Housing (PUPR), and the Directorate General of Fiscal Balance (DJPK). The digitalization aspect is proxied by the ICT Access & Infrastructure Index (IAI) and the ICT Usage Index (IP). The road infrastructure aspect is represented by the Total Road Length (TPJ) and the Road Quality Length (PKJ). Meanwhile, fiscal allocation is proxied by the Special Allocation Fund for Cooperatives and MSME Capacity Building (DAK). The analysis technique used in this study is panel data regression, with the Random Effect Model (REM) as the selected model. The results show that, partially, the variables IAI, IP, and TPJ have a positive effect on IMK output, while PKJ and DAK have a negative effect. Simultaneously, all variables have a positive and significant impact on IMK output across 10 provinces in Sumatera from 2017 to 2023.
subject: Articles
  topic: section
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
creator: Sebastian Pangaribuan
creator: Inggrita Gusti Sari Nasution
rights: Copyright (c) 2026 Talenta Conference Series: Local Wisdom, Social, and Arts (LWSA)
date: 2026-03-09
publication date: 2026-03-09
starting page: 501
ending page: 519
doi: 10.32734/lwsa.v9i1.2777

The Relationship Between Literacy, Perception, and Islamic Economics Financial Inclusion Towards Shariah Finance Choices Among The Youth In Medan City
type: item
description: This Study aims to explore the relationship between financial literacy, perception, and the financial inclusion of Islamic economics on the choice of Islamic finance among the youth in Medan City. Primary data was collected through questioannaires administered to respondents, with the polulation consisting of young individuals in Medan City within a defined age range. A sample of 100 resdpondents was surveyed. This study employs deskriptive analysis methods to indentify and describe the data. The analysis was conducted using Structural Equation Modeling-Partial Least Square (SEM-PLS) to examine the the factors influencing the choice of Islamic finance. This research adopts a quantitative approach, analyzing the data statistically. The findings indicate that financial literacy does not have a significant positive relationship with the selection of Islamic finance. However, in contrast, both the perception of and financial inclusion in Islamic economics demonstrate a positive and statistically significant influence on the choice of Islamic finance among the youth in Medan City.
subject: Articles
  topic: section
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
creator: Rivaldy Nafiis
creator: Haroni Doli Hamoraon
rights: Copyright (c) 2026 Talenta Conference Series: Local Wisdom, Social, and Arts (LWSA)
date: 2026-03-09
publication date: 2026-03-09
starting page: 496
ending page: 500
doi: 10.32734/lwsa.v9i1.2776

Analysis Of Factors Affecting Bank Lending Policy
type: item
description: This study aims to determine the effect of Third Party Funds, Capital Adequacy Ratio, Non Performing Loan, and BI Rate on Banking Credit Distribution. This study uses secondary data. The Research Objects in this study are 10 commercial banks in Indonesia with research years ranging from 2018-2022 and the research method used is the panel data analysis method with a total of 10 commercial banks in Indonesia. The research method used is the panel data analysis method with a total of 50 data. Hypothesis testing is done using the coefficient of determination (R2) test, Simultaneous Significance Test (F test), and Partial Test (t test). The results of this study indicate that simultaneously, Third Party Funds, Capital Adequacy Ratio, Non Performing Loan, BI Rate have a significant effect on bank lending. Partially, Third Party Funds has a positive and significant effect on bank lending, Capital Adequacy Ratio (CAR) has a negative and significant effect on Banking Lending. Non Performing Loan (NPL) has a negative and significant effect to Banking Lending, BI Rate has a positive and significant effect on Banking Lending. The value of the Coefficient of Determination (R2) in This study amounted to 92.52%, and the remaining 7.48% was the influence of other factors not examined in this study.
subject: Articles
  topic: section
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
creator: Rosanna Mei Kosta Ritonga
creator: Haroni Doli Hamoraon, SE. M.Si
rights: Copyright (c) 2026 Talenta Conference Series: Local Wisdom, Social, and Arts (LWSA)
date: 2026-03-09
publication date: 2026-03-09
starting page: 492
ending page: 495
doi: 10.32734/lwsa.v9i1.2775

The Influence of Income, Cigarette Price and Dependency Ratio on Cigarette Consumption in Indonesia
type: item
description: This research is motivated by the high level of cigarette consumption in Indonesia, which negatively impacts the economy and public health. The study aims to examine the influence of income, cigarette prices, and dependency ratio on cigarette consumption in Indonesia. This study uses a quantitative approach with panel data covering the period 2019-2023 for 34 provinces in Indonesia.. The Random Effect Model (REM) was employed to analyze the influence of income, cigarette prices, and dependency ratio variables. The data were analyzed using Eviews 12.The findings indicate that income, cigarette prices, and dependency ratio simultaneously have a significant effect on cigarette consumption in Indonesia. The income and dependency ratio variables negatively but insignificantly affect cigarette consumption, whereas cigarette prices positively and significantly influence it. This study concludes that cigarette consumption in Indonesia is influenced by economic and social factors, necessitating comprehensive policy strategies and education to reduce cigarette consumption in the country.
subject: Articles
  topic: section
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
creator: Rangga Aditya
creator: Wahyu Sugeng Imam Soeparno
rights: Copyright (c) 2026 Talenta Conference Series: Local Wisdom, Social, and Arts (LWSA)
date: 2026-03-09
publication date: 2026-03-09
starting page: 479
ending page: 491
doi: 10.32734/lwsa.v9i1.2774

Analysis Of Macroeconomic Influences On The Islamic Stock Index In 11 OIC Countries For The Period 2014-2023
type: item
description: This study aims to test and analyze the effect of inflation, economic growth and interest rates on the Islamic stock index in 11 OIC countries in 2014-2023. The type of research used in this study is descriptive quantitative while the data source used in this study is secondary data derived from the World Bank. The object of this research is 11 OIC countries. This study uses panel data with a cross section of 11 OIC countries and a time series for 10 years, starting from 2014 to 2023. The analysis method used is panel regression. The results of this study indicate that the best model is Fixed Effect. Based on the regression results, it is known that partially the independent variable interest rate has a negative and significant effect on the Islamic Stock Index. While the variables of inflation and economic growth have no influence on the Islamic stock index. Simultaneously, the independent variables, namely inflation, economic growth and interest rates, have a significant influence on the Islamic stock index in 11 OIC countries with a Prob (F-statistic) value of 0.00000 <0.05.
subject: Articles
  topic: section
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
creator: M. Syafii
creator: Sabyla Aulia Putri
rights: Copyright (c) 2026 Talenta Conference Series: Local Wisdom, Social, and Arts (LWSA)
date: 2026-03-09
publication date: 2026-03-09
starting page: 471
ending page: 478
doi: 10.32734/lwsa.v9i1.2773

The Effect of Human Development Index, Income Inequality And Percentage of Poor Population On Poverty Gap Index In 10 Sumatran Provinces
type: item
description: This study aims to examine and analyze the influence of the human development index, income inequality, and the percentage of poor people on the poverty depth index in 10 provinces on the island of Sumatra. The type of research used in this research is descriptive quantitative while the data source used in this research is secondary data from BPS. The object of this research is 10 provinces of Sumatra Island. This study uses panel data with a cross section of 10 provinces on the island of Sumatra and a time series for 6 years, starting from 2018 to 2023. The data analysis technique in this study uses the Regression Panel method with testing using Eviews 12. The results showed that the best model was Random Effect. Based on the regression results, it is known that partially the independent variable percentage of poor people has a positive and significant effect on the poverty depth index. Meanwhile, the human development index and income inequality variables have no influence on the poverty depth index. Simultaneously, the independent variables, namely the human development index, income inequality, and the percentage of poor people have a significant influence on the poverty depth index in the 10 provinces of Sumatra island with a Prob (F-statistic) value of 0.00000 <0.05.
subject: Articles
  topic: section
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
creator: Hazraini Pasaribu
creator: Murbanto Sinaga
rights: Copyright (c) 2026 Talenta Conference Series: Local Wisdom, Social, and Arts (LWSA)
date: 2026-03-09
publication date: 2026-03-09
starting page: 461
ending page: 470
doi: 10.32734/lwsa.v9i1.2772

Future Education: Educational Transformation in the Society 5.0 Era to Prepare Generation Alpha and Beta with Meaningful Life Skills
type: item
description: Technological advances in artificial intelligence and automation require individuals to have skills beyond academic abilities. Thus, in the Society 5.0 era, educational transformation is urgently needed to prepare the alpha and beta generations to face the challenges of increasingly complex changes. Referring to these problems, the study aims to identify and analyze educational transformations appropriate for equipping the alpha and beta generations with meaningful life skills. This study used the Systematic Literature Review method according to the Preferred Reporting Items for Systematic Reviews and Meta-Analyses (PRISMA) stages. Data were collected from research results published in scientific journals accredited by Sinta or indexed by Scopus and Web of Science. Data was collected using the help of the Google search engine from trusted journal portals (ScienceDirect, NCBI, and Publon). Furthermore, the collected data was analyzed using thematic analysis techniques. The study results indicate that the education system must shift to a more flexible and real-experience-based approach. In addition, the integration of AI technology and adaptive learning needs to be done to increase the effectiveness of education in forming individuals who are ready to face the dynamic world of work. Furthermore, education in the Society 5.0 era no longer focuses on preparing students as job seekers but on becoming job creators. Sustainability is also an important part of the modern curriculum. Namely, education must instill environmental awareness and sustainability through the application of the eco-literacy concept. The adoption of innovative learning models makes Generation Alpha and Beta have skills that are relevant and adaptive to change. This educational transformation is expected to create individuals who are not only academically superior but also able to make fundamental contributions to sustainable development.
subject: Articles
  topic: section
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
creator: Ni Kadek Dwipayani
creator: Ni Luh Putu Pibra Darma Yanti
creator: Gede Yoka Valendra
creator: I Ketut Trika Adi Ana
rights: Copyright (c) 2026 Talenta Conference Series: Local Wisdom, Social, and Arts (LWSA)
date: 2026-03-09
publication date: 2026-03-09
starting page: 447
ending page: 460
doi: 10.32734/lwsa.v9i1.2771

Perception Analysis of Extortion, Service Quality, and Sustainable Tourism Information and Education on the Level of Tourist Visit Satisfaction at Bukit Gundaling Berastagi
type: item
description: This study aims to analyze tourists' perceptions of extortion, service quality, and sustainable tourism information and education, and how these three factors influence the level of satisfaction of visits to Bukit Gundaling, Brastagi. The method used is a descriptive quantitative approach with data collection through questionnaires and observations, involving 68 respondents. The results of the SWOT analysis show that despite the strengths in service quality and cultural appeal, the practice of extortion and lack of sustainability education remain major obstacles. The research location is in Quadrant I in the SWOT matrix, indicating very strategic conditions for implementing an aggressive growth strategy. This study recommends strengthening tourism education programs, transparent handling of levies, and closer collaboration between managers, communities, and local governments.
subject: Articles
  topic: section
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
creator: Gio Tara Risky Sinaga
creator: Nita Anggraini
creator: Dwi Agustina
creator: Monika Andrasari
rights: Copyright (c) 2026 Talenta Conference Series: Local Wisdom, Social, and Arts (LWSA)
date: 2026-03-09
publication date: 2026-03-09
starting page: 443
ending page: 446
doi: 10.32734/lwsa.v9i1.2770

Digital Transformation of MSMEs in North Sumatra: Building an E-Commerce Platform to Enhance Competitiveness and Market Reach
type: item
description: Micro, Small, and Medium Enterprises (MSMEs) contribute significantly to Indonesia's economy but still face numerous challenges in adopting digital technologies, particularly in North Sumatra. These include low digital literacy, limited access to technology, and lack of tailored platforms. This paper introduces "LokaMart", a local e-commerce platform designed to empower MSMEs in North Sumatra through a community-based ecosystem. Using a descriptive qualitative method and user-centered design, this research outlines the planning and prototyping of LokaMart, evaluates its features such as real-time tracking and user-friendly interface, and discusses its potential in increasing digital inclusion and competitiveness. The findings reveal that platforms like LokaMart are essential in building a more inclusive, competitive, and sustainable digital economy for local MSMEs.
subject: Articles
  topic: section
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
creator: Mei Edis Siahaan
creator: Ririn Nababan
rights: Copyright (c) 2026 Talenta Conference Series: Local Wisdom, Social, and Arts (LWSA)
date: 2026-03-09
publication date: 2026-03-09
starting page: 439
ending page: 442
doi: 10.32734/lwsa.v9i1.2769

Globalizing Surabaya’s Thematic Villages: A Digital Approach to Cultural Diplomacy and Creative Economy
type: item
description: Surabaya's thematic villages hold significant potential as sustainable tourism destinations and centers for creative economic activities. However, limited exposure and marketing have hindered their growth. Many local artisans struggle to reach broader markets, restricting economic opportunities within these communities. Developing a website serves as a strategic solution to promote thematic villages and facilitate the sale of locally crafted products. Leveraging digital platforms enhances the visibility of Surabaya’s cultural heritage while fostering economic sustainability. Integrating creative economy principles into tourism development aligns with the Sustainable Development Goals (SDGs), particularly in promoting inclusive economic growth and innovation. Showcasing Surabaya’s local identity to a global audience strengthens cultural diplomacy and encourages international collaboration in sustainable tourism. This study employs a systematic literature review to analyze various academic journals, books, and publications related to the topic, forming a comprehensive conceptual framework. Based on the findings, the research implements an agile software development approach to construct a website that effectively showcases Surabaya’s thematic villages. Agile methodology is chosen for its flexibility in structuring software features, allowing iterative improvements to align with user needs. Additionally, the study measures the website's effectiveness through a one-group pre-test and post-test design as experimental study to evaluate its impact on user engagement and accessibility. As such, we seek to develop a medium in which these cultural wonders of ours will be able to bloom. A well-designed website that will serve as a bridge for visitors, introducing them to Surabaya’s magnificent and culturally rich thematic villages in a detailed yet informative manner that will ensure fitting first impressions. Locations of each thematic village will certainly be provided as we…
subject: Articles
  topic: section
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
creator: Ahmad Naufal Maheswara Puspito
creator: Fandrian Makarim
creator: Afif Pramudya Alriandi
creator: Probo Darono Yakti
rights: Copyright (c) 2026 Talenta Conference Series: Local Wisdom, Social, and Arts (LWSA)
date: 2026-03-09
publication date: 2026-03-09
starting page: 432
ending page: 438
doi: 10.32734/lwsa.v9i1.2768

Green Economy Implementation in Medan: Policy Analysis and Challenges Towards Sustainable Development
type: item
description: The implementation of green economy in Medan City is part of the effort to realize sustainable development, especially as the economic center of North Sumatra. However, the city faces challenges in managing natural resources efficiently and environmentally friendly. This study aims to assess the impact of green economy implementation on environmental and economic aspects, and identify the challenges faced. Using a qualitative approach with secondary data, this study found that the implementation of the green economy has brought positive impacts such as energy efficiency, waste management, and increased environmental awareness. However, challenges such as the absence of incentive regulations for businesses and the limited adoption of green technology in the industrial sector remain. Implementation that has not been integrated across all sectors also hinders the achievement of sustainable development. Therefore, collaboration between the government, private sector, and the community needs to be improved to formulate more effective and integrated policies. Human resource capacity building and public education on green economy are also important to strengthen policy implementation. Overall, despite the barriers, the green economy in Medan has great potential to drive sustainable growth if supported by all relevant parties.
subject: Articles
  topic: section
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
creator: Airin Zhafirwan
creator: Nazla Asyifa Luthfiah
creator: Herlan Maulana Situmeang
rights: Copyright (c) 2026 Talenta Conference Series: Local Wisdom, Social, and Arts (LWSA)
date: 2026-03-09
publication date: 2026-03-09
starting page: 428
ending page: 431
doi: 10.32734/lwsa.v9i1.2767

Policy Analysis of Community Empowerment for Poverty Alleviation in Batu Bara Regency
type: item
description: This study aims to analyze the poverty conditions of beneficiary families before and after receiving the Family Hope Program (PKH), identify the types of assistance provided through PKH, and examine the driving and inhibiting factors of PKH implementation in Batu Bara Regency. This research employs a mixed-method approach (qualitative and quantitative) using primary data obtained through field research and interviews with PKH beneficiaries. Data analysis was conducted using the Paired T-test with the assistance of SPSS software. The sampling technique used was proportional random sampling with a total population of 100 people from 4 districts in Batu Bara Regency. The results show that the poverty conditions of PKH beneficiary families have a significant impact on poverty alleviation efforts, with a significance value of 0.001 (< 0.005). The form of assistance in the PKH program in Batu Bara Regency is direct cash assistance. The driving factor for PKH's success in Batu Bara Regency is the government's commitment to providing direct assistance to underprivileged families. However, the inhibiting factors include the lack of community participation in the program and the low level of public literacy.
subject: Articles
  topic: section
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
creator: Muhammad Nur Fadly Akbar
creator: Irsad
rights: Copyright (c) 2026 Talenta Conference Series: Local Wisdom, Social, and Arts (LWSA)
date: 2026-03-09
publication date: 2026-03-09
starting page: 422
ending page: 427
doi: 10.32734/lwsa.v9i1.2766

Analysis of Economic Structure Transformation Based on Economic Sectors and Labor Absorption in North Sumatera Province
type: item
description: Economic growth has resulted in changes in the economic structure. Structural transformation is the process of changing the economic structure from the primary sector to the secondary or tertiary sectors, as seen in North Sumatra Province. The change in structure or economic transformation from traditional to modern can generally be seen as a change related to the composition of shifts in labor absorption and contributions to the Gross Regional Domestic Product (GRDP) of a region. The objective of this study is to analyze changes in economic structure and alignment in labor absorption in North Sumatra Province during the period 2017- 2022. Quantitative methods are used with the analytical techniques of Location Quotient, Chenery-Syrquin Index, and Shift Share. Economic sector and labor data were obtained from various official sources. The results show significant changes in regional economic structure during the period 201-2022, with certain sectors experiencing faster growth than others. Location Quotient analysis identifies the base sectors, while the Chenery-Syrquin Index provides a deep understanding of the growth and relative changes in economic sectors. Furthermore, Shift Share analysis reveals the contribution of each factor in the change in labor absorption. This study provides important insights for regional economic planning and the development of economic policies in North Sumatra Province.
subject: Articles
  topic: section
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
creator: Melfry Amelia
creator: Prof.Dr.lil.rer.reg. Sirojuzilam Hasyim, SE
rights: Copyright (c) 2026 Talenta Conference Series: Local Wisdom, Social, and Arts (LWSA)
date: 2026-03-09
publication date: 2026-03-09
starting page: 416
ending page: 421
doi: 10.32734/lwsa.v9i1.2765

The Relationship of Venture Capital, Creativity, and Business Location to the Success of MSMEs in Medan City
type: item
description: The MSME sector (Micro, Small and Medium Enterprises) is now a strategic sector in driving economic growth, job creation, and poverty alleviation. The nature of MSMEs is flexible and supported by various social groups, both from the lower and middle classes, and small, micro and medium business actors who can easily participate in it. This study aims to determine the relationship of business capital, creativity, and business location to the success of MSMEs in Medan City. The type of research used is descriptive quantitative. The population used in this study are MSME players engaged in the culinary sector. The research method used is quantitative method and the data collection technique uses a survey method with a questionnaire. The sampling technique in this study used non-probability sampling with a purposive sampling approach using 42 respondents as a sample of the study. The results showed that the variables of Business Capital and Business Location had a positive and significant effect on Business Success while the Creativity variable showed an insignificant positive relationship with Business Success.
subject: Articles
  topic: section
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
creator: Khairunnisa
creator: Walad Altsani HR
rights: Copyright (c) 2026 Talenta Conference Series: Local Wisdom, Social, and Arts (LWSA)
date: 2026-03-09
publication date: 2026-03-09
starting page: 411
ending page: 415
doi: 10.32734/lwsa.v9i1.2764

The Influence of Land Transportation Infrastructure on Economic Growth in Medan City
type: item
description: This study aims to evaluate the effect of land transportation infrastructure and the number of motor vehicles on the Economic Growth of Medan City during the period 1993-2022. The method of analysis in this study is using multiple linear regression method with the help of Eviews 12 software, this study analyzes secondary data obtained from the Badan Pusat Statistik (BPS) of North Sumatra Province and Medan City. The results of the analysis show that land transportation infrastructure and the number of motorized vehicles have an insignificant effect on the growth of Medan City. Classical assumption testing was conducted to ensure the validity of the model, including tests of normality, multicollinearity, autocorrelation, and heteroscedasticity. Data transformation was used to qualify the normality test.
subject: Articles
  topic: section
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
creator: Aby Sakaria Putra Keliat
creator: Coki Ahmad Syahwier
rights: Copyright (c) 2026 Talenta Conference Series: Local Wisdom, Social, and Arts (LWSA)
date: 2026-03-09
publication date: 2026-03-09
starting page: 403
ending page: 410
doi: 10.32734/lwsa.v9i1.2763

Analysis of The Influence of The Agricultural Sector, Manufacturing Sector, Transportation Sector, and Trade Sector on The Gross Regional Domestic Product (GRDP) of North Sumatra Province
type: item
description: North Sumatra Province has a significant Gross Regional Domestic Product (GRDP) and contributes considerably to national income; however, it still lags behind other provinces. The GRDP from the agricultural sector, manufacturing sector, transportation sector, and trade sector are some of the leading sectors that support the economy of North Sumatra Province. Although these three sectors play a strategic role, their development and contributions show different dynamics. The contributions from each sector exhibit significant variations across various districts/cities in North Sumatra. This study aims to determine and analyze the influence of the agricultural sector, manufacturing industry sector, transportation sector, and trade sector on the Gross Regional Domestic Product (GRDP) of North Sumatra Province. The research utilizes panel data consisting of 33 districts/cities in North Sumatra with 165 observations. The results of the panel data testing using the Fixed Effect Model (FEM) indicate that, partially, the agricultural sector has a positive influence on GRDP, the manufacturing sector influences GRDP, the transportation sector influences GRDP, and the trade sector influences GRDP. Simultaneously, the agricultural sector, manufacturing sector, transportation sector, and trade sector have an influence on GRDP.
subject: Articles
  topic: section
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
creator: Claudio Daniel Rivaldo Manik
creator: Syaad Afifuddin Sembiring
rights: Copyright (c) 2026 Talenta Conference Series: Local Wisdom, Social, and Arts (LWSA)
date: 2026-03-09
publication date: 2026-03-09
starting page: 393
ending page: 402
doi: 10.32734/lwsa.v9i1.2762

Strategies To Improve the Competitiveness Of Coffee Export Products In The Global Market
type: item
description: Coffee is one of Indonesia's main commodities with the highest export value, playing a significant role in the country's foreign exchange earnings. However, the challenge faced is how Indonesia maintains the development of coffee exports amid increasing competition from other exporting countries. This study aims to analyze the competitiveness of Indonesian coffee in the global market, identify internal and external factors, and formulate strategies to improve the competitiveness of coffee export products. The research method used is descriptive qualitative, with data analysis using Revealed Comparative Advantage (RCA) for the period 2013-2022 and Porter's Diamond analysis for competitive advantage. Export improvement strategies were analyzed using the SWOT method. The results showed that Indonesian coffee has a strong comparative advantage in the global market. Porter's Diamond analysis indicated a competitive advantage by considering internal and external factors. The recommended strategy focuses on the technical and cultivation aspects of coffee commodity development, as well as optimizing the role of supporting institutions.
subject: Articles
  topic: section
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
creator: Muhammad Fadhlan Azka Siregar
creator: Murbanto Sinaga
rights: Copyright (c) 2026 Talenta Conference Series: Local Wisdom, Social, and Arts (LWSA)
date: 2026-03-09
publication date: 2026-03-09
starting page: 384
ending page: 392
doi: 10.32734/lwsa.v9i1.2761

Analysis of Efficiency in Sharia Life Insurance in Indonesia Using Data Envelopment Analysis (DEA) Method
type: item
description: This study aims to analyze the efficiency level of Sharia life insurance and examine the influence of input and output variables on the growth rate of Sharia life insurance. The input variables consist of operating expenses, Tabarru’ funds, and total assets, while the output variable consists of business income. The study uses secondary data derived from the financial reports of Sharia life insurance companies during the 2018-2023 period. The objects in this research include five Sharia life insurance companies. To assess the efficiency level, the study employs the Data Envelopment Analysis (DEA) method, utilizing two model approaches: Constant Returns to Scale (CRS) and Variable Returns to Scale (VRS). The results indicate that out of the five Sharia life insurance companies, only PT. Capital Life Syariah stands out, as it achieved a 100% efficiency level during the six-year period under both the CRS and VRS models.
subject: Articles
  topic: section
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
creator: Arsya Alfira
creator: Wahyu Sugeng Imam Soeparno, S.E., M.Si.
rights: Copyright (c) 2026 Talenta Conference Series: Local Wisdom, Social, and Arts (LWSA)
date: 2026-03-09
publication date: 2026-03-09
starting page: 379
ending page: 383
doi: 10.32734/lwsa.v9i1.2760

Analysis of Determinants of Regional Disparities in Domestic Investment Absorption in Sumatra Island
type: item
description: Domestic Investment is one of the strategic factors in promoting regional economic growth. However, disparities in investment absorption across Sumatra Island reveal significant gaps between provinces. Provinces with better infrastructure, higher labor productivity, and stronger regional competitiveness tend to attract more investors, while other provinces lag behind in investment realization. This study aims to analyze the factors that influence the disparity in Domestic Investment absorption across ten provinces in Sumatra Island during the period 2019–2023. The methods used include quadrant analysis to map the position of each province based on investment performance and panel regression using the Fixed Effect Model (FEM) approach to examine the influence of Regional Minimum Wage, National Road Conditions, Regional Competitiveness Index, and Labor Productivity on Domestic Investment. The quadrant analysis results show that Riau Province consistently occupies a superior position, while provinces such as Bengkulu and West Sumatra tend to lag in investment absorption. The panel regression results indicate that UMR has a positive and significant effect on Domestic Investment. National Road Conditions and Labor Productivity have positive but statistically insignificant effects, while the Regional Competitiveness Index has a negative and insignificant effect. These findings suggest that only Regional Minimum Wage plays a significant role in driving domestic investment, while the other variables have not yet made a substantial contribution to reducing investment disparities in Sumatra.
subject: Articles
  topic: section
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
creator: Aprilia Sitompul
creator: Arif Rahman
rights: Copyright (c) 2026 Talenta Conference Series: Local Wisdom, Social, and Arts (LWSA)
date: 2026-03-09
publication date: 2026-03-09
starting page: 367
ending page: 378
doi: 10.32734/lwsa.v9i1.2759

Regional Analysis Of Income Distribution Inequality In Indonesia
type: item
description: This study aims to analyze the differences in the performance of per capita GRDP and inequality across 34 provinces before and after COVID-19, and to examine the influence of per capita income, education, and unemployment on income distribution inequality in Indonesia during the 2015–2024 period. The variables used are income inequality (Gini Ratio), per capita income (Log PDRB per capita), education (average years of schooling), and unemployment (open unemployment rate). This research is quantitative and uses secondary panel data, combining cross-section data for 34 provinces with time series from 2015 to 2024. The analysis techniques include panel data regression, supported by Eviews 12, and Importance-Performance Analysis (IPA) for quadrant mapping. The results indicate that per capita income has a negative and significant effect on income distribution inequality, while education also has a negative and significant effect. Conversely, the unemployment rate does not show a statistically significant effect. The IPA quadrant analysis reveals shifts in provincial positions pre- and post-COVID-19, reflecting the regional dynamics of inequality and economic performance, with some provinces like Central Sulawesi successfully achieving the "Ideal Inclusive Growth" quadrant.Keywords: Economic Growth; Investment; Urbanisation; Employment Opportunity.
subject: Articles
  topic: section
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
creator: Nely Desiliyani Hutabarat
creator: Arif Rahman
rights: Copyright (c) 2026 Talenta Conference Series: Local Wisdom, Social, and Arts (LWSA)
date: 2026-03-09
publication date: 2026-03-09
starting page: 360
ending page: 366
doi: 10.32734/lwsa.v9i1.2758

Asean Youth And Business Innovation: Start-up Development by Through It to Make Sustainable Modern Economic Development
type: item
description: This paper investigates the crossing point of Information Technology (IT) and youth enterprise within the setting of the present-day financial scene of ASEAN countries, with a specific center on the arrangement with the Joined together Countries Feasible Improvement Objectives (SDGs). The fast progression of Information Technology (IT) has ended up a catalyst for entrepreneurial success, enabling youthful trend-setters to form multifunction, technology-driven arrangements that contribute to financial versatility. Information Technology (IT) serves as an effective enabler, permitting youthful business people to create adaptable, economical trade arrangements that contribute to advanced financial advancement. This paper looks at the part of ASEAN youth in leveraging IT to cultivate trade development, make work openings, and bolster the Sustainable Development Goals (SDGs). This investigates the part of advanced stages, e-commerce, fintech, and AI in engaging youthful business visionaries to create competitive and multifunction businesses. Despite the endless potential of youth-led advanced undertakings, challenges such as administrative boundaries, advanced expertise holes, subsidizing restrictions, and cybersecurity dangers hold on, preventing the complete realization of ASEAN's entrepreneurial potential. By analyzing fruitful start-ups and territorial case considers, this ponder highlights the basic part of advancement center points, wander capital, and government back in sustaining a flourishing start- up environment. The study recognizes the key drivers of IT-based start-up success, including instruction, get to innovation, and key organizations. Employing a subjective approach through writing investigation and case considers, the comes about appear that approach back, access to financing, and collaboration between government, the scholarly community, and industry are key components within the victory of start-ups.
subject: Articles
  topic: section
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
creator: Sandy Ibrahim Nasution
creator: Fara Aulia Syifa Azzahra
creator: Ratu Nikita Natasya
creator: Dr. Hasrudy Tanjung, SE, M. Si
rights: Copyright (c) 2026 Talenta Conference Series: Local Wisdom, Social, and Arts (LWSA)
date: 2026-03-09
publication date: 2026-03-09
starting page: 351
ending page: 359
doi: 10.32734/lwsa.v9i1.2757

Aroma Guard: A Sustainable, Locally-Rooted Innovation for Perfume Longevity in Indonesia
type: item
description: Indonesia's tropical climate poses significant challenges for the cosmetics industry, especially when it comes to perfumes. The high temperatures and humidity in the region accelerate the evaporation of fragrance molecules, leading to a quick fading of scents and the need for frequent reapplications, particularly among active individuals such as university students, field workers, and young consumers. While many cosmetics available in Indonesia are formulated for subtropical climates, they often fail to meet the needs of tropical skin, creating a gap in the market, especially with the growing demand for sustainable and natural products. To address this, a team of students from Universitas Al Azhar Medan developed Aroma Guard, a product designed to extend the longevity of perfumes on tropical skin. Aroma Guard is a skin moisturizer in the form of an occlusive cream, featuring local ingredients like beeswax, shea butter, aloe vera, and essential oils such as lemongrass and ylang-ylang. Beeswax forms a protective layer on the skin, slowing the evaporation of fragrance, shea butter acts as a moisturizer, enhances scent longevity, and soothes the skin, while aloe vera provides hydration and soothing benefits, and the essential oils contribute both scent and therapeutic properties. Developed using a Minimum Viable Product (MVP) approach, the product underwent rapid prototyping and incorporated consumer feedback. Early tests indicated strong approval from Gen Z and millennial consumers, particularly due to its eco-friendliness and local identity. Additionally, Aroma Guard supports the Sustainable Development Goals (SDGs) by promoting local economic growth, fostering innovation, and ensuring sustainable production. In catering to the specific needs of tropical climates, Aroma Guard offers a functional, locally-sourced solution within the cosmetics market and exemplifies how student-led innovations can contribute to both local economic growth and global sustainability in the…
subject: Articles
  topic: section
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
creator: Dian Permana
creator: Oris Adryan Syahputra
creator: Chintia Bj
creator: Muhammad Maya Putra
rights: Copyright (c) 2026 Talenta Conference Series: Local Wisdom, Social, and Arts (LWSA)
date: 2026-03-09
publication date: 2026-03-09
starting page: 343
ending page: 350
doi: 10.32734/lwsa.v9i1.2756

Empowering Sustainable Small Business in North Sumatra Through Digitalization and Fashion Textile Waste Recycling
type: item
description: Micro, Small, and Medium Enterprises (MSMEs) are the backbone of Indonesia's economy, contributing over 60% to the national GDP and employing approximately 97% of the workforce. In North Sumatra, particularly in Medan and Deli Serdang, MSMEs play a vital role in supporting local economic resilience. However, challenges arise due to low digital literacy levels and increasing environmental concerns, especially regarding textile waste. This study explores empowerment strategies for MSMEs by integrating digitalization and sustainable practices such as fashion textile waste recycling. Using a qualitative descriptive approach through digital content analysis, the research reveals that combining digital platform utilization with circular economy principles creates significant opportunities for MSME development. The study concludes that a holistic strategy involving digital training,sustainability innovation, and strong stakeholder collaboration is essential for empowering MSMEs in North Sumatra, thereby contributing to Sustainable Development Goals (SDGs) 8, 12, and 13.
subject: Articles
  topic: section
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
creator: Yolanda Sitorus
creator: Saqilla Kurniawan
creator: Amelia Dongoran
rights: Copyright (c) 2026 Talenta Conference Series: Local Wisdom, Social, and Arts (LWSA)
date: 2026-03-09
publication date: 2026-03-09
starting page: 341
ending page: 342
doi: 10.32734/lwsa.v9i1.2755

The Impact of the Revitalization of the Kesawan Old Town Area in Medan on the Sales Turnover and the Welfare of MSME Actors
type: item
description: This study aims to determine the impact of the revitalization of the Kesawan Old Town area in Medan on the sales turnover and the welfare of MSME actors. The type of research used is comparative method with quantitative approach and descriptive analysis with qualitative approach. The population used in this study were MSME actors in the Livelihood Activities and Micro Enterprise culinary groups in the Kesawan Old Town area in Medan. Data collection techniques were carried out by observation, interviews, documentation, and also distributing questionnaires. The sampling technique used non-probability sampling with a purposive sampling approach and used 50 respondents as a sample of the study. Data analysis was carried out using non-parametric statistical analysis, namely the wilcoxon signed ranks test with the help of the SPSS program. The results showed that there were differences in sales turnover and welfare before and after the revitalization of the area, in terms of increase. Overall, MSME actors expressed satisfaction with the condition of the area after revitalization, which has become nicer, tidier, cleaner, has a better arrangement, and presents many interesting photo spots. The increase in turnover is due to the increasing number of visitors, especially during Saturday night, Car Free Day, religious holiday celebrations, and government promotions on social media. In terms of welfare, MSME actors felt significant changes, including comfort and tranquility in business activities because the area became cleaner, brighter, and there was no flooding, some MSME actors experienced an increase in income, an increase in business assets, and an increase in personal assets obtained from selling in the Kesawan Old Town area in Medan after the revitalization of the area.
subject: Articles
  topic: section
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
creator: Audry Calista Alicia Simamora
creator: Walad Altsani HR
rights: Copyright (c) 2026 Talenta Conference Series: Local Wisdom, Social, and Arts (LWSA)
date: 2026-03-09
publication date: 2026-03-09
starting page: 330
ending page: 340
doi: 10.32734/lwsa.v9i1.2754

The Effect Of Inflation, FDI, Exchange Rate, and Governance Quality on GDP in Five ASEAN Countries
type: item
description: This study aims to analyze the influence of inflation, Foreign Direct Investment (FDI), exchange rate, political stability, rule of law, and control of corruption on national income in five ASEAN countries from 2010 to 2023. In this research, panel data is used to examine the impact of these variables on GDP in the five ASEAN countries. The analytical method employed is panel regression with a Fixed Effects Model (FEM) approach. The data used are sourced from the World Development Indicators of the World Bank. The results show that inflation has a negative effect on GDP, while Foreign Direct Investment (FDI) and the exchange rate have a positive effect on GDP in ASEAN countries. However, political stability and rule of law do not have a significant effect on GDP. Meanwhile, control of corruption has a negative effect on GDP.
subject: Articles
  topic: section
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
creator: Nurhidayah Arivin
creator: Wahyu Ario Pratomo
rights: Copyright (c) 2026 Talenta Conference Series: Local Wisdom, Social, and Arts (LWSA)
date: 2026-03-09
publication date: 2026-03-09
starting page: 323
ending page: 329
doi: 10.32734/lwsa.v9i1.2753

The Effect of Poverty, Education, and Unemployment on Income Disparity in ASEAN
type: item
description: Income disparity is a condition in which the income received by the community is not evenly distributed so that it will trigger other problems if not handled as soon as possible, such as poverty and social jealousy between communities that have the potential to create criminal acts. The purpose of this study is to determine the factors that affect income disparity in ASEAN in 1994 - 2023. The data used in this study used secondary data with data collection techniques in the form of literature studies obtained from scientific articles, journals, publications from official websites such as World Bank Data, World Inequality Database, and United Nations Development Programme, as well as other credible sources relevant to the research. The results obtained are that poverty and education variables have a negative and significant effect on income disparity in ASEAN in 1994-2023. The unemployment variable has a positive but insignificant effect.
subject: Articles
  topic: section
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
creator: Gray Nori Turnip
creator: Raina Linda Sari
rights: Copyright (c) 2026 Talenta Conference Series: Local Wisdom, Social, and Arts (LWSA)
date: 2026-03-09
publication date: 2026-03-09
starting page: 318
ending page: 322
doi: 10.32734/lwsa.v9i1.2752

Analysis of the Effect of Third Party Funds, Mudharabah Financing, and Capital Adequacy Ratio on the Profitability of Islamic Commercial Banks in Indonesia
type: item
description: This study aims to analyze the effect of Third Party Funds (DPK), mudharabah Financing, and Capital Adequacy Ratio (CAR), on the profitability of Islamic Commercial Banks in Indonesia as measured by Return on Assets (ROA). Profitability is an important indicator to assess the financial performance of Islamic banking in carrying out the intermediary function efficiently and in accordance with sharia principles.The method used in this research is a quantitative approach with secondary data type. The data used in this research is time series data in the form of Islamic banking statistical reports from the Financial Services Authority (OJK) for the period 2016 to 2023 based on quarterly data. The data analysis technique used is the Vector Error Correction Model (VECM) which aims to determine the short-term relationship and uses a cointegration test to see indications of a long-term relationship. The data was processed using the Eviews 12 application. The results showed that in the long term, mudharabah Financing and Capital Adequacy Ratio (CAR) variables have a positive and significant effect on ROA, while Third Party Funds (DPK) have no significant effect. In the short term, DPK at the 3rd lag has a negative and significant effect on ROA, while the financing and CAR variables do not show a significant effect. In addition, ROA is significantly influenced by itself at the 1st and 3rd lags, which indicates the existence of an autoregressive effect in the short term. The Granger causality test results also found a one-way causal relationship from CAR to ROA.
subject: Articles
  topic: section
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
creator: Affifah Hazim Asnan Dalimunthe
creator: Irsad
rights: Copyright (c) 2026 Talenta Conference Series: Local Wisdom, Social, and Arts (LWSA)
date: 2026-03-09
publication date: 2026-03-09
starting page: 311
ending page: 317
doi: 10.32734/lwsa.v9i1.2751

Analysis Of Factors Affecting Poverty In The Nias Islands
type: item
description: This study aims to determine the effect of education level, unemployment rate, gross regional domestic product (GRDP), and population on poverty in five regions in Nias Islands, namely West Nias, North Nias, South Nias, Nias, and Gunungsitoli. The type of research used is a quantitative causality approach. This research data is panel data which is a combination of cross-section and time series. Cross section data is the 5 regions with the highest percentage of poor people in North Sumatra Province, and the time series is 2014-2023. The research data collection was carried out using secondary data published by Statistics Indonesia (BPS), (BPS) of North Sumatra Province. The results showed that simultaneously the independent variables of Education Level, Unemployment Rate, Gross Regional Domestic Product (GRDP), and Total Population had a significant effect on the Poverty Level in 5 regions in the Nias Islands in the 2014-2023 period. Partially, it is known that the Education Level variable has a positive but insignificant effect on the Poverty Level. The Unemployment Rate variable has a positive and significant effect on the Poverty Level. The GRDP variable has a negative and significant effect on the Poverty Level. Meanwhile, the Total Population variable has a negative but insignificant effect on the Poverty Level.
subject: Articles
  topic: section
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
creator: Accep Putera Franskinly Zendrato
creator: Sukma Hayati Hakim
rights: Copyright (c) 2026 Talenta Conference Series: Local Wisdom, Social, and Arts (LWSA)
date: 2026-03-09
publication date: 2026-03-09
starting page: 303
ending page: 310
doi: 10.32734/lwsa.v9i1.2750

Development Tourism Based of Coffe as a Strategy for Improving the Local Economy in North Sumatera Province Overview: Potential and Constrain
type: item
description: North Sumatra has great potential in developing coffee-based tourism, considering the wealth of natural, cultural and historical resources related to coffee. The development of coffee-based tourism has become a potential strategy to encourage local economic development, especially in North Sumatra Province. This research aims to analyze the potential, obstacles and strategies for developing coffee-based tourism as an effort to empower the local economy in the region. Using a qualitative descriptive approach, data was obtained through in depth interviews, questionnaires and documentation involving coffee business actors, coffee farmers and local governments. Analysis was carried out using the SWOT method to identify strategic positions and optimal development steps. The research results show that North Sumatra has main strengths in the form of superior coffee quality and interesting local cultural heritage, as well as opportunities in the form of increasing tourist interest in experience-based tourism and government policy support. However, this research also identified obstacles such as lack of infrastructure, limited promotion, and low public awareness of the potential of coffee tourism. Based on the SWOT analysis, the recommended strategy is to strengthen collaboration between the government, farmers and tourism actors to improve promotion, infrastructure and diversification of coffee-based tourism products.
subject: Articles
  topic: section
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
subject: Array
  topic: keywords
creator: Udut Sekata Cibro
creator: Monika Andrasari
rights: Copyright (c) 2026 Talenta Conference Series: Local Wisdom, Social, and Arts (LWSA)
date: 2026-03-09
publication date: 2026-03-09
starting page: 298
ending page: 302
doi: 10.32734/lwsa.v9i1.2749